Indigenous Financial Institution

Waubetek Business Financing Program Contribution

Conditional contribution

Non-repayable if conditions metActiveNortheastern Ontario

At a glance

AdministratorWaubetek Business Development Corporation
Maximum amount$99,999 individual/business; $250,000 First Nation/community business
Funding typeConditional contribution
IntakeYear-round / allocation dependent
Decision timelineNot publicly guaranteed; ask administrator

Who it may support

First Nation, Inuit and non-status applicants; community-owned businesses

Indigenous eligibility

Proof of heritage; Métis applicants directed to Métis Voyageur Development Fund

Eligible uses

Capital plus planning, valuations, marketing, mentorship and business support

Business stage

Establish, acquire or expand

What to prepare

Application form; Indigenous identity/ownership evidence; business plan; project budget and quotes; 2–3 year financial statements or opening balance sheet; 12–24 month cash-flow forecast; personal net-worth statement for owners/guarantors; incorporation/registration documents; ownership chart; résumés; financing confirmations; permits/leases as applicable

Application process

Confirm fit with program officer; complete intake/application; submit documents and financing plan; respond to due diligence; receive approval/conditions; sign agreement; claim/disburse funds and report

Financial considerations

Owner equity: 10% for capital projects; 25% for planning/support costs

Collateral and credit: Commercial financing required for capital projects

Stacking: Usually permitted subject to total government-assistance limits; disclose all sources

This directory summarizes public program information for discovery and is not financial advice or a determination of eligibility. Programs and budgets can change without notice.