Indigenous Financial Institution / federal program delivery

Status Entrepreneur Assistance Program (SEAP)

Conditional grant packaged with loan

Grant non-repayable; loan repayableActiveAlberta

At a glance

AdministratorAlberta Indian Investment Corporation (AIIC)
Maximum amountGrant up to $99,999
Funding typeConditional grant packaged with loan
IntakeApply directly; subject to funds
Decision timelineNot publicly guaranteed; ask administrator

Who it may support

Status First Nation entrepreneurs starting, acquiring or expanding an Alberta business

Indigenous eligibility

Status Indian; AIIC eligibility and 51%+ ownership/control for entities

Eligible uses

Eligible business capital and support costs; business planning and aftercare may be supported

Business stage

Start-up, acquisition, expansion

What to prepare

Application form; Indigenous identity/ownership evidence; business plan; project budget and quotes; 2–3 year financial statements or opening balance sheet; 12–24 month cash-flow forecast; personal net-worth statement for owners/guarantors; incorporation/registration documents; ownership chart; résumés; financing confirmations; permits/leases as applicable

Application process

Confirm fit with program officer; complete intake/application; submit documents and financing plan; respond to due diligence; receive approval/conditions; sign agreement; claim/disburse funds and report

Financial considerations

Owner equity: Normally 10% cash

Collateral and credit: AIIC loan requires collateral, acceptable credit and viability

Stacking: Usually permitted subject to total government-assistance limits; disclose all sources

This directory summarizes public program information for discovery and is not financial advice or a determination of eligibility. Programs and budgets can change without notice.