Indigenous Financial Institution

NADF Business Financing Program

Loan + possible conditional grant

MixedActiveNorthern Ontario and eligible service regions

At a glance

AdministratorNishnawbe Aski Development Fund
Maximum amountContribution generally up to $99,999 individual/business or $250,000 community; loan limits vary
Funding typeLoan + possible conditional grant
IntakeYear-round / budget dependent
Decision timelineNot publicly guaranteed; ask administrator

Who it may support

Indigenous entrepreneurs/businesses in NADF service area

Indigenous eligibility

Indigenous ownership/control and regional eligibility

Eligible uses

Capital, start-up, expansion, digital/e-commerce and support costs

Business stage

Start, acquire, expand or strengthen

What to prepare

Application form; Indigenous identity/ownership evidence; business plan; project budget and quotes; 2–3 year financial statements or opening balance sheet; 12–24 month cash-flow forecast; personal net-worth statement for owners/guarantors; incorporation/registration documents; ownership chart; résumés; financing confirmations; permits/leases as applicable

Application process

Confirm fit with program officer; complete intake/application; submit documents and financing plan; respond to due diligence; receive approval/conditions; sign agreement; claim/disburse funds and report

Financial considerations

Owner equity: Usually required

Collateral and credit: Viability, credit and security review

Stacking: Usually permitted subject to total government-assistance limits; disclose all sources

This directory summarizes public program information for discovery and is not financial advice or a determination of eligibility. Programs and budgets can change without notice.