Provincial fund via IFI

ANTCO First Citizens Fund

Partially forgivable business loan

60% repayable when conditions met; 40% contribution credited as principal is repaidActiveBritish Columbia / ANTCO service area

At a glance

AdministratorAll Nations Trust Company / Province of British Columbia
Maximum amount$115,000 entrepreneur lifetime; $345,000 community
Funding typePartially forgivable business loan
IntakeYear-round
Decision timelineNot publicly guaranteed; ask administrator

Who it may support

51%+ Indigenous-owned enterprises and communities

Indigenous eligibility

At least 51% Indigenous-owned

Eligible uses

Approved business costs; no existing-debt refinancing

Business stage

Start, acquire or expand

What to prepare

Application form; Indigenous identity/ownership evidence; business plan; project budget and quotes; 2–3 year financial statements or opening balance sheet; 12–24 month cash-flow forecast; personal net-worth statement for owners/guarantors; incorporation/registration documents; ownership chart; résumés; financing confirmations; permits/leases as applicable

Application process

Confirm fit with program officer; complete intake/application; submit documents and financing plan; respond to due diligence; receive approval/conditions; sign agreement; claim/disburse funds and report

Financial considerations

Owner equity: Minimum 15%

Collateral and credit: Business viability, credit and security review

Stacking: Usually permitted subject to total government-assistance limits; disclose all sources

This directory summarizes public program information for discovery and is not financial advice or a determination of eligibility. Programs and budgets can change without notice.