Indigenous Financial Institution

AIIC Financial Services

Business loans and possible equity financing

Repayable / investment termsActiveAlberta; head office in Alberta

At a glance

AdministratorAlberta Indian Investment Corporation
Maximum amountCase-specific
Funding typeBusiness loans and possible equity financing
IntakeYear-round
Decision timelineNot publicly guaranteed; ask administrator

Who it may support

Status First Nation entrepreneurs/businesses

Indigenous eligibility

Status Indian resident in Alberta at least one year; 51%+ ownership/profit participation and active management

Eligible uses

Equipment, new business, expansion and working capital

Business stage

Establish, acquire, diversify or expand

What to prepare

Application form; Indigenous identity/ownership evidence; business plan; project budget and quotes; 2–3 year financial statements or opening balance sheet; 12–24 month cash-flow forecast; personal net-worth statement for owners/guarantors; incorporation/registration documents; ownership chart; résumés; financing confirmations; permits/leases as applicable

Application process

Confirm fit with program officer; complete intake/application; submit documents and financing plan; respond to due diligence; receive approval/conditions; sign agreement; claim/disburse funds and report

Financial considerations

Owner equity: Required

Collateral and credit: Adequate collateral, acceptable credit and profitable business plan

Stacking: Usually permitted subject to total government-assistance limits; disclose all sources

This directory summarizes public program information for discovery and is not financial advice or a determination of eligibility. Programs and budgets can change without notice.