Oneiric Financial Inc.

About this business

Oneiric Financial is a fee-only, advice-only financial planning firm dedicated to helping Canadians build clear, strategic, and stress-free financial lives. We specialize in working with business owners, incorporated professionals, and individuals seeking unbiased education and long-term planning support. Unlike commission-based models, our guidance is 100% conflict-free, no product sales, no hidden incentives, and no pressure. We provide comprehensive financial plans that integrate every part of your financial life, including:• Cash flow and budgeting systems• Personal and business tax planning• Incorporation strategy• Investment and retirement planning (RRSP, TFSA, RRIF, LIF, pensions)• Business owner planning (dividends vs salary, corporate investing, succession)• Insurance needs analysis (no product sales)• Estate and legacy planning• Education planning and RESP strategies• Debt reduction and credit optimization• Risk management and scenario planning Our plans are designed to empower clients with knowledge, confidence, and clarity, removing financial stress through structure, education, and actionable steps. Location: Based in Canada and serving clients virtually nationwide. Service Model: Fee-only, advice-only. Transparent pricing. No commissions. Mission: To help Canadians make confident financial decisions through education, clarity, and personalized strategy.